SingSaver Now Ensures the Greatest Offers on Credit score Playing cards and Insurance coverage

What if we now not needed to evaluate between comparability websites and blogs simply to get the very best deal?

Each time I apply for a brand new bank card or want to purchase insurance coverage on-line, I normally make an effort to buy round first for affords to ensure I at all times get the very best deal.

• Bank card functions: money or freebie(s), or each.
• Insurance coverage buy: lowest premiums

As we all know, the banks and insurers do change their affords or quotes every so often, which is why it might be price the additional minutes looking on-line to seek out the very best deal (or lowest premiums) earlier than you apply or buy. The most effective deal might typically come from the supplier themselves, or certainly one of their intermediaries corresponding to an affiliate companion or a comparability web site.

More often than not, my search nearly at all times leads me again to SingSaver, which has been my go-to anyway since they first launched in 2015. Over time, I’ve managed to snag a few of their superior offers, together with $350 money and a free Apple iPad, and I’ve continued sharing this tip to my pals who aren’t conscious of it.

However are they at all times the very best? What if we might skip time spent evaluating and easily go to a single web site the place we could be assured of the very best offers?

Effectively, that’s what SingSaver desires you to do, which is why they’ve launched their Greatest Deal Assure marketing campaign.

You learn that proper, SingSaver goes one step additional to assure Singapore residents that we are going to at all times discover the greatest deal on SingSaver.

Proper now, that is for any new bank card sign-up or insurance coverage buy (journey / automobile / home helper / residence insurance coverage) that you simply make on-line. And must you in some way handle to discover a higher supply or quote elsewhere, then SingSaver is promising to refund you with no less than double the worth distinction (capped at S$300) in vouchers.

For instance, which means for those who’re capable of finding a greater supply that’s price S$120 greater than the deal you bought on SingSaver, then not solely will you get your current present, however SingSaver may even provide you with S$300 of money vouchers (e.g. Seize vouchers) to make up for the distinction.

Shiok.

SingSaver Greatest Deal Assure – How does it work?

SingSaver’s Greatest Deal Assure guarantees you the very best deal solely with SingSaver, and for those who discover a higher supply elsewhere, merely submit a declare and be rewarded with double the distinction.

That is meant to present you a peace of thoughts that so long as you apply via SingSaver , you could be reassured that you simply’re getting the very best deal. And may that not be the case , SingSaver will assure that you simply get that refunded anyway – one thing that no different supplier will give (you’ll simply need to dwell with the remorse of getting utilized via the mistaken channel).

The marketing campaign runs from now till 30 November 2023 and covers bank cards from CIMB, HSBC, Maybank, OCBC and StanChart, along with chosen insurance coverage insurance policies.

The full listing of eligible merchandise could be discovered right here.

The marketing campaign mechanics are fairly simple:

1. Get the very best deal if you join a brand new bank card or buy journey, automobile, home helper or residence insurance coverage by way of SingSaver.
2. In case you discover a like-for-like supply or a value quote that beats SingSaver’s, you’ll get rewarded for as much as 2X the distinction. Notice: the supply or quote must be discovered inside 3 days, with the identical monetary supplier and for a similar product that you’ve got utilized for.
3. Ship proof of the higher supply, alongside together with your proof of buy or utility with SingSaver by way of this manner right here.

SingSaver will assess your declare and supply a choice inside 10 working days by way of electronic mail. In case your declare is profitable, you’ll obtain Seize vouchers to make up for the distinction by no less than 2X, aimed to present you an entire peace of thoughts that you simply’ll undoubtedly be getting the very best deal on SingSaver it doesn’t matter what.

Notice that the Seize vouchers will solely be paid out inside 16 weeks after the marketing campaign ends on 30 November 2023. The rationale for the wait is as a result of SingSaver wants to find out your eligibility for the supply in query, which in flip relies on when the monetary establishment gives the report.

In case you fail to fulfill the precise eligibility standards on your rewards with the monetary establishment, you received’t be entitled to the Seize vouchers both. So for example, you may’t put in a declare for a new-to-bank supply if you’re in truth an current buyer; neither can you set in a declare for a free present for those who didn’t meet the minimal spend standards required.

The total Phrases and Circumstances for the Greatest Deal Assure marketing campaign could be discovered right here.

The marketing campaign needs to be one for each SingSaver and Singapore residents generally, since this protects you all the effort from having to do your personal comparisons in an effort to discover the very best deal on the market. Now you can have a peace of thoughts that you’ll at all times be getting the very best cope with SingSaver, assured.

However as loyal readers would know, I’m at all times skeptical at any time when any model says they’re the “greatest”. What’s extra, you guys know I’m fairly expert in relation to comparisons, so I made a decision to place it to the check and discover out!

Experiment 1: Bank card sign-up – PASS

I searched on-line for varied sign-up affords for the Normal Chartered Journey Credit score Card, and the very best I discovered was by way of SingSaver, which is presently giving a S$140 money by way of PayNow upon card approval for brand spanking new cardholders. In distinction, the financial institution’s personal web site and MoneySmart didn’t have any extra perks past the financial institution’s welcome 45,000 miles promotion (S$3,000 min. spend with annual charge fee, inside first 2 months).

Experiment 2: Home helper insurance coverage – PASS

Since our helper’s work allow might be due for renewal quickly, I made a decision to take a look at premiums for a 26-month plan for renewal helpers, and for the aim of this comparability, targeted on the most affordable plan amongst every of the insurers’ choices.

Because it turned out, going direct to the insurer’s web site didn’t essentially get me a greater quote. The premiums have been the identical, aside from AIG the place my quote ended up being larger than after I went via SingSaver, however in return, I might get a $50 grocery voucher and a free helper medical screening (which may solely be utilized at 4 clinics in Singapore).

Are the freebies well worth the $155 distinction? That’s debatable.

Going via SingSaver to get an extra S$25 (for MSIG) or S$70 money (for AIG) by way of PayNow is unquestionably the very best deal for those who requested me, fingers down.

Okay, so the outcomes of my experiments communicate for itself. In case you’re eager, you may duplicate the identical for the opposite merchandise (20 bank cards and 23 insurance coverage insurance policies) within the marketing campaign.

I may be a bit of biased as a result of we’ve nearly at all times utilized via SingSaver (aside from DBS playing cards since these don’t get any extras) however this Greatest Deal Assure undoubtedly lends extra assurance that we’ve got, and can at all times be getting, the Greatest Deal on SingSaver.

Will the BEST deal at all times be on SingSaver?

Savvy customers would in all probability know by now that monetary establishments don’t at all times go direct to customers, however typically work with intermediaries – corresponding to associates (together with content material creators), brokers, brokers, companions or sponsors. The promotions change every so often, and whereas individuals typically suppose that going on to the FI would give them the very best deal (since there are not any middleman charges to be paid), actuality has proven that that is typically not the case.

Then again, SingSaver has made it their mission to at all times present the very best finance offers to their customers, and is now cementing that additional with their Greatest Deal Assure marketing campaign to vow Singapore residents that you’ll at all times discover the higher deal on SingSaver.

And for those who don’t? Effectively, then SingSaver will make it as much as you by greater than doubling the distinction throughout this era and reward you with the equal money vouchers.

Whereas this can be a pilot marketing campaign, it stays to be seen if SingSaver will prolong this as a extra everlasting function amongst their choices.

When that occurs, we will formally say goodbye to the times of evaluating elsewhere…and simply go to SingSaver for all our wants.

Sponsored Message

SingSaver’s Greatest Deal Assure guarantees that clients can anticipate the best affords and lowest premiums when making use of for playing cards or insurance coverage insurance policies by way of SingSaver. If a greater deal is discovered elsewhere, SingSaver will reward you with Seize vouchers to make up the distinction. T&Cs apply.

What’s extra, don’t neglect that SingSaver can also be concurrently operating their 101 Milestone Giveaway marketing campaign, with a prize pool of as much as S$200,000 on prime of the standard welcome affords and sign-up presents! All candidates for eligible merchandise are routinely entered so there’s no additional motion wanted from you.

Disclaimer: This text is sponsored and written in collaboration with SingSaver. All opinions are that of my very own, together with the alternatives for the experiments.